Insurance & Protection

Life Cover

Nothing can replace a loved one but should the unthinkable happen, having suitable life cover in place could mean that they get to keep the property if you are not around by paying out a lump sum on death.

Family Income Benefit

Similar to life insurance but this type of policy will pay out a regular income on death rather than a lump sum

Critical Illness

This type of policy will pay out a lump sum if you are diagnosed with a defined critical illness during the policy term. This could be a heart attack, some forms of cancer, strokes, multiple sclerosis, and many others, it may even cover you if you have a serious accident that leaves you with a physical disability.

The number of conditions covered along with what defines a critical illness can vary widely between insurers, so it is crucial that you seek advice before taking out the cover you require.

We can compare this type of cover for you free of charge by using an Independent Comparison Tool and provide you with a personalised report.

Mortgage Payment Protection

This policy is designed to cover the cost specifically of your mortgage payments if you’re sick, have an accident or become unemployed and cannot work.

Income Protection

This type of policy is designed for those who lose their income due to and illness, accident, or injury and can help you cover the cost of your monthly mortgage payment and daily living expenses. The policy will pay a proportion of your income as a tax-free monthly payment for either a limited time, the term of your mortgage or even until your retirement age.


This type of plan is designed to pay you a tax-free monthly for a set period of time if you can’t work due to an accident, sickness and/or involuntary unemployment.

Building and Contents Cover

It is a requirement by all mortgage lenders that you have suitable buildings insurance in place before your new mortgage can proceed.

This type of insurance is designed to protect your home and everything in it. Whether it is damaged because of a fire, a flood, a theft or even an accident, this type of insurance is likely to be essential at a time of need.
We have access to a comprehensive panel of insurers and after discussing your options we can arrange cover for you with no forms to complete.

We will also liase with your solicitor and provide them with a copy of your policy schedule in sufficient time ensuring that your mortgage will proceed.


We would love to help you on your mortgage journey. Our services include the following:


Contact Angus Mortgage Services today and experience the difference of working with a trusted mortgage adviser in Angus, Scotland. Let us help you navigate the complexities of mortgage financing while saving you time and money along the way.